Most of us have been tricked by ads on the internet, radio, and tv about being able to check our credit scores/reports for free. There is an old adage that says nothing in life is free, while that is true for the most part, there are actually ways to get your credit report/score for free. [...]
Any people know ways to increase their credit score, but what factors actually lower your credit score? 1) Accounts that have been open less than three years. Having long term credit accounts that you consistently pay on time is an important indicator of stability. As your credit history ages, your score should increase. 2) Anytime [...]
If most of you reading this are like me (which is unlikely because my mom always told me I was special) you receive a lot of pre-approved credit card offers in the mail. Do you typically just throw it away? If you do, don’t. The advice I am about to give might seem overly cautious, [...]
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