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What is a Good Credit Score (Credit Score Range)

What is a Good Credit Score (Credit Score Range)

Credit Score | February 11, 2011 at 2:15 pm | 6 comments

For starters, any rating above 660 is considered a good credit score.  Once someone has reached the high 700s, lenders could care less about how high your current ranking is, or isn't....

American Credit Scores Crash To New Lows

American Credit Scores Crash To New Lows

Credit News | July 14, 2010 at 2:47 am | 17 comments

“Figures provided by FICO Inc. show that 25.5 percent of consumers — nearly 43.4 million people — now have a credit score of 599 or below, marking them as poor risks for lenders. It’s unlikely they will be able to get credit cards, auto loans or mortgages under the tighter lending standards banks now use,” according to the AP. Historically, just 15 percent of the 170 million...

Student Credit Cards – Great or Awful Idea?

Student Credit Cards – Great or Awful Idea?

Credit Cards | July 9, 2010 at 2:35 pm | 5 comments

Does a college student need a credit card? Better yet, should a college student apply for a credit card? We all know that new credit card laws have made it more difficult for college students to obtain a student credit card. Now college students (and anyone that signs for them) need to think twice before getting that first credit. There are many responsible credit card usage tips...

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