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Learn From These Credit Score Success Stories

Learn From These Credit Score Success Stories

It can happen to anyone: Miss just a credit card payment or two and the next time you check your credit score, you’re stunned to find a low number that makes lenders shun you. But with patience and discipline, you can move that score from the depths to the stratosphere. We talked to several people [...]

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Credit Scores Can Affect Car Insurance Rates

Credit Scores Can Affect Car Insurance Rates

If your credit score slipped during the recession, it might cost you more to insure your vehicle. Credit scores can be a factor in setting auto insurance rates in Michigan, the Michigan Supreme Court ruled Thursday. (See the Detroit Free Press story.) The same is true in Connecticut. Insurers can use information from credit reports [...]

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Factors That Lower Your Credit Score

Factors That Lower Your Credit Score

Any people know ways to increase their credit score, but what factors actually lower your credit score? 1) Accounts that have been open less than three years. Having long term credit accounts that you consistently pay on time is an important indicator of stability. As your credit history ages, your score should increase. 2) Anytime [...]

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Credit Questions??

Credit Questions??

Q: What is used to calculate your credit score? A: Credit Scores are calculated based on the information that appears on an individual’s credit report the day your score is compiled. That’s why credit scores can vary , depending on when it is calculated. If you recently made a large payment to a credit card, [...]

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Envision a Better Life by Increasing Your Credit Score

Envision a Better Life by Increasing Your Credit Score

Have you been deprived of getting a loan, mortgage or credit card? Do you know how you can increase your credit score? Your credit score can make or break your way of living or lifestyle in a lot of ways. Maintaining or keeping a good credit score, especially in times of economic hardships, is really [...]

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Improving Your Credit Score: Ways to Do It Quickly

Improving Your Credit Score: Ways to Do It Quickly

If you have been denied of a loan or a credit card, it may have something to do with an important number that will determine if you are credit worthy. This number is called your credit score. This number is what creditors, such as banks and credit card companies will look at in order to [...]

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Tips to Check and Improve Your Credit Score

Tips to Check and Improve Your Credit Score

You’re in your home watching your favorite television show. Since you’re enjoying it too much, you run out of snacks. So you put on a jacket, and scramble your way outdoors to go to the nearest store. When suddenly you stop and walk your way back towards your house. What could be the reason behind [...]

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  • Larissa: Good article. Thx..
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  • Larissa: Good article. Thanks..