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Credit Score

Credit Score Consistency Critical to Effective Risk Measurement

Credit Score Consistency Critical to Effective Risk Measurement

Credit News | December 7, 2011 at 4:16 am | No comments

VantageScore Solutions, LLC, the company behind the VantageScore(R) credit score model, recently received a patent for the methodology behind its "Score Consistency Index," which is a process that affords lenders the ability to measure the consistency of multiple generic credit score models across the three credit reporting companies (CRCs): Equifax, Experian and TransUnion....

An Excellent Credit Score Is Important For A Number Of Reasons

An Excellent Credit Score Is Important For A Number Of Reasons

Credit Score | September 26, 2011 at 10:08 am | 11 comments

Most people know how great an excellent credit score can be. (Not to mention how good and proud you feel) Unfortunately some people don't realize that having poor credit can make it difficult, if not impossible, for them to secure a major loan such as an auto loan or home mortgage, and many don't realize poor credit can cause problems in other important areas as well....

Credit Default Swaps explained clearly in five minutes

Credit Default Swaps explained clearly in five minutes

Credit Score Videos | September 6, 2011 at 8:13 am | No comments

BBC Newsnight feature by Alex Ritson on Credit Default Swaps - until recently a little-known financial product that Lehmans Brothers, AIG and the Icelandic banks were up to their necks in. Could this be the black hole at the centre of the financial...

The Crisis of Credit

The Crisis of Credit

Credit Score Videos | September 6, 2011 at 7:57 am | No comments

An excellent video explaining the crisis of credit. This is something that Businesses Coaches, Business Consultants and Financial Planners will find useful to educate their clients. [misspelling]rhe crisis of credit, fhe crisis of credit, ghe crisis of credit, yhe crisis of credit, 6he crisis of credit, 5he crisis of credit, tge crisis of credit, tbe crisis of credit, tne crisis of...

Checking your Credit Reports

Checking your Credit Reports

Credit Score Report | February 19, 2011 at 6:08 pm | 163 comments

Before applying for a bad credit auto loan you might first want to check each of your credit reports....

Do you know your score?

Do you know your score?

Credit Score | February 19, 2011 at 1:59 pm | 124 comments

Nathan Froehlich had never checked his credit report before. He didn’t know what his credit score was. On Monday, the North Dakota State University senior went over his report and score with Joshua Hahn, a personal banker at Starion Financial. Froehlich was pleasantly surprised. “It’s higher than I would have thought it would be,” he said. ...

Experian using rental history to calculate credit score

Experian using rental history to calculate credit score

Credit Score | February 19, 2011 at 1:14 pm | 10 comments

When we meet up with Margaret Mikitka at the home she and her family now rent, she walks us to a pair of french doors that lead out to a small patio and describes, "In my old house, this would have been a fireplace, but now I don't have one."...

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