Credit Score Report | December 7, 2011 at 1:54 pm | No commentsUnderstanding your credit report and credit score can help you manage and improve your credit situation.By knowing what affects your credit report and credit scores, you will be able to take positive actions that may lower your credit risk and increase your credit score. There are three major credit bureaus: Equifax, TransUnion, and Experian. Together, these three bureaus compile and...
Credit News | February 27, 2009 at 4:11 am | 48 commentsQ: What is used to calculate your credit score?
A: Credit Scores are calculated based on the information that appears on an individual’s credit report the day your score is compiled. That’s why credit scores can vary , depending on when it is calculated. If you recently made a large payment to a credit card, then your score will likely be higher. Or, or you went on a spending...