Everyone knows the basic human necessities: food, clothing, shelter, and a good credit score. Slight exaggeration aside, the fact remains that a bad credit score can be very prohibitive to your life. Conversely, an excellent credit score gives you a lot of freedom. Not only does it make it easy to be approved for a loan and get a great rate, but it also makes you more attractive to...
As you do your debt clean-up, you may request for copies of your credit reports and credit scores. The reports can be availed for free of charge, but credit scores cost around $15 since the information contained therein will be used as reference used by financing institutions to determine the interest to be charged. ...
If you are looking for a job these days, that more work in your favor. You do not want to carry something in your past that could jeopardize your chances for hire are blindsided. For some job seekers, the skeleton in the closet of their credit report. Unfortunately it is a bad time to have bad credit, especially if you are job hunting, because a potential employer to conduct a credit...
Most of us have been tricked by ads on the internet, radio, and tv about being able to check our credit scores/reports for free. There is an old adage that says nothing in life is free, while that is true for the most part, there are actually ways to get your credit report/score for free. The Fair Credit and Reporting Act (FCRA) requires each of the 3 credit reporting agencies to...
Want to know your financial creditworthiness? Have a credit check and determine your personal credit score. Credit check is usually done to verify whether you are eligible for a loan or on any other forms of credit based on your past credit performances. This will reveal your past as well as your previous credit transactions with different lenders and how you deal with it. Thus, a...
