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Are You Unintentionally Hurting Your Own Credit Score?

Are You Unintentionally Hurting Your Own Credit Score?

NationalCreditReport.com, a leader in credit report, credit score and credit monitoring services, reminds consumers that there are many things that might seem like a good idea when working to get a good credit score, but consumers should do their research before taking any steps that might cause credit report damage. “There are some common mistakes [...]

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Credit card closed due to inactivity

Credit card closed due to inactivity

Q: I have 8 credit cards and have decided to pay them in full to keep them all with zero balances. Want to boost my credit score. I am currently at 652 with TransUnion. I am going with cash only. Do you think, some credit cards can be closed due to inactivity? A: Depends on [...]

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Credit Score Breakdown

Credit Score Breakdown

Although there are several scoring methods, most lenders use the FICO method from Fair Isaac Corporation. Each of t­he three major credit bureaus (Experian, Equifax and TransUnion) worked with Fair Isaac in the early 1980s to come up with the scoring method. A credit score is determined much like a grade in school. Consider how [...]

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Why 3 in 1 Credit Reports Make Sense

Why 3 in 1 Credit Reports Make Sense

You probably wouldn’t be satisfied to see only 1/3 of a medical report about your health – or even to see 1/3 of an inspection report on your car. So why should you be content to see only 1/3 of your credit history? Single bureau credit reports paint only 1/3 of a consumer’s credit history [...]

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New credit score now online

New credit score now online

A new credit scoring system that rivals the traditional FICO score is now available to consumers. For $5.95, Internet users now are able to check their VantageScores online through Experian, one of three U.S. credit-reporting bureaus that jointly developed the system. The site also includes a simulation showing how potential actions, such as closing a [...]

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Free Credit Report: Know About Your Credit Score For Free

Free Credit Report: Know About Your Credit Score For Free

When it comes to applying for a loan, applying for a credit card and applying for certain jobs, you will see that all of these things have one thing in common. All of these actions will require you to have a good credit score in order to qualify. A credit score or a credit rating [...]

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  • Larissa: Good article. Thx..
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