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The 3 Credit Bureaus Are Free To Analyze

The 3 Credit Bureaus Are Free To Analyze

Credit News | February 15, 2011 at 3:25 pm | 10 comments

Responding to the rising demand for correct and time sensitive credit reports, Free Annual Credit Report Online is releasing its innovative trouble-free approach to procuring credit history quickly and easily....

Benefit Yourself By Studying Your Credit History

Benefit Yourself By Studying Your Credit History

Credit Score Report | February 11, 2011 at 6:45 am | No comments

As you do your debt clean-up, you may request for copies of your credit reports and credit scores. The reports can be availed for free of charge, but credit scores cost around $15 since the information contained therein will be used as reference used by financing institutions to determine the interest to be charged. ...

The Top Ten Actions That Can Damage Your Credit

The Top Ten Actions That Can Damage Your Credit

Credit News | February 4, 2011 at 9:34 am | One comment

Many Americans are clueless when it comes to how their credit score is calculated and what actions will damage it when they are reported to their credit report. But, there are several actions that are damaging credit scores when reported to the credit bureaus to be included in your credit report. Consumers who track these damage causing actions can help to ensure that they have the...

4 Credit Score Myths

4 Credit Score Myths

Credit News | February 27, 2009 at 4:17 am | 72 comments

1) Checking your credit score/history will negatively affect you This is incorrect. Personal inquiries are considered “soft inquiries”, and soft inquiries do not count against you. Soft inquiries are not part of an individual’s credit score calculation. Check your own score all you want, it will not hurt you. 2) Your score is the only thing that matters to a lender Incorrect...

Check Credit Score Free Right Now Through Bank of America

Check Credit Score Free Right Now Through Bank of America

Credit News | February 27, 2009 at 4:06 am | 175 comments

I stumbled over this the other day when checking my bank account with Bank of America. Currently, under the Customer Service tab when logged in, choose monitor credit report. You can do a 30 day free trial, assuming you cancel before the 30 days, and get your credit reports and scores from the 3 agencies for free. I am assuming this is a standing offer. See the screenshot for exactly...

Why 3 in 1 Credit Reports Make Sense

Why 3 in 1 Credit Reports Make Sense

Credit Score | October 20, 2008 at 2:54 pm | One comment

You probably wouldn’t be satisfied to see only 1/3 of a medical report about your health – or even to see 1/3 of an inspection report on your car. So why should you be content to see only 1/3 of your credit history? Single bureau credit reports paint only 1/3 of a consumer’s credit history picture. To get the most complete view of your credit, a 3-in-1 credit report is your best...

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