Credit News | February 15, 2011 at 3:25 pm | 10 commentsResponding to the rising demand for correct and time sensitive credit reports, Free Annual Credit Report Online is releasing its innovative trouble-free approach to procuring credit history quickly and easily....
Credit Score Report | February 11, 2011 at 6:45 am | No commentsAs you do your debt clean-up, you may request for copies of your credit reports and credit scores. The reports can be availed for free of charge, but credit scores cost around $15 since the information contained therein will be used as reference used by financing institutions to determine the interest to be charged. ...
Credit News | February 4, 2011 at 9:34 am | One commentMany Americans are clueless when it comes to how their credit score is calculated and what actions will damage it when they are reported to their credit report. But, there are several actions that are damaging credit scores when reported to the credit bureaus to be included in your credit report. Consumers who track these damage causing actions can help to ensure that they have the...
Credit News | February 27, 2009 at 4:17 am | 72 comments1) Checking your credit score/history will negatively affect you
This is incorrect. Personal inquiries are considered “soft inquiries”, and soft inquiries do not count against you. Soft inquiries are not part of an individual’s credit score calculation. Check your own score all you want, it will not hurt you.
2) Your score is the only thing that matters to a lender
Incorrect...
Credit News | February 27, 2009 at 4:06 am | 175 commentsI stumbled over this the other day when checking my bank account with Bank of America. Currently, under the Customer Service tab when logged in, choose monitor credit report. You can do a 30 day free trial, assuming you cancel before the 30 days, and get your credit reports and scores from the 3 agencies for free. I am assuming this is a standing offer. See the screenshot for exactly...
Credit Score | October 20, 2008 at 2:54 pm | One commentYou probably wouldn’t be satisfied to see only 1/3 of a medical report about your health – or even to see 1/3 of an inspection report on your car. So why should you be content to see only 1/3 of your credit history? Single bureau credit reports paint only 1/3 of a consumer’s credit history picture. To get the most complete view of your credit, a 3-in-1 credit report is your best...